Free tool · 2026 Budget edition
CGT: old rules vs new rules — and which apply to you
The 12 May 2026 Budget proposes replacing the 50% CGT discount with CPI cost-base indexation for some residential property from 1 July 2027 — with grandfathering that makes when you bought and what you bought decide everything. Check your position and see the tax both ways.
Model my actual position — free consultation
Indicative only, for Australian-resident individuals, using 2026–27 marginal rates for the comparison and your CPI assumption for indexation. Real CGT involves cost-base adjustments, main-residence rules, ownership structure and timing strategy — and the proposed law may change before it passes. This is a conversation-starter, not a number to act on.