Start · Services
Business structure advice
Sole trader, company, trust — or a combination. The structure you choose sets your tax rate, your asset protection and your exit options for years. We match it to your actual numbers and plans, not to a default.
Fixed fee, agreed before we start — quoted within one business day.
What's included
- ✓A structure recommendation built on your revenue, margins, risk and growth plans
- ✓Tax modelling of the realistic alternatives, side by side
- ✓Asset protection and PSI considerations, addressed in writing
- ✓A clear implementation plan — what to set up, in what order, and what it costs
How it works
- 1 You tell us about the business
Revenue, plans, family situation, risk — one structured conversation.
- 2 We model the options
The two or three structures that genuinely fit, with the tax numbers for each.
- 3 You get a written recommendation
Plain-English advice you can keep, question and act on.
- 4 We implement it
Registrations, setups and rollovers handled end to end if you proceed.
Who this is for
Often paired with these industries.
E-commerce & online sellers
Shopify, eBay, TikTok Shop and multichannel sellers. Marketplace fees, inventory, GST.
How we help →Professional services
Consultants and agencies. PSI rules, structuring, and profit that actually reaches you.
How we help →Self-employed & startups
Sole traders, freelancers and first-time founders. Start right — and restructure when growth comes.
How we help →Common questions
Sole trader or company — which one saves more tax?
Only the profit you leave in the business is taxed differently. Whatever you pay yourself is taxed at your personal rates either way, so it cancels out of the comparison. A company taxes retained profit at 25% for a base rate entity, against personal marginal rates that reach 47% including the Medicare levy — so the saving depends almost entirely on how much profit you retain rather than draw.
Does a company mean I pay less tax overall?
Not permanently. The gap on retained profit is a deferral, not a discount: when the company pays that profit out as a franked dividend, you claim a credit for the tax it already paid and top up to your own marginal rate. The real advantages are the use of the money in the meantime, and control over which year the profit reaches you.
Can I change structure later if I start as a sole trader?
Often yes. The small business restructure rollover may allow a move into a company without an immediate capital gains tax bill, provided the conditions are met. Starting simple and restructuring when the numbers justify it is a legitimate approach — but the conditions matter, so it is worth checking before you rely on it.
Does a company protect my personal assets?
Partly. A company is a separate legal person, so trading debts generally sit with it. But limited liability does not help where you have signed a personal guarantee, and it does not cover breached director duties, insolvent trading, or director penalty notices for unpaid PAYG withholding, GST and super. Where the real risk is negligence or injury, insurance usually protects you more than structure does.
Ready when you are.
Tell us what you need — a fixed-fee quote within one business day, in English or Mandarin.