Free tool · 2026 Budget edition
Can I still negatively gear?
From 1 July 2027, the Budget proposes quarantining rental losses on some residential property — deductible against residential property income only, not your salary. Whether you're caught depends on what you bought and when. Check your position and see the annual dollar difference.
Indicative, for Australian-resident individuals at 2026–27 marginal rates. The announced design: losses on affected properties quarantined against residential property income, with unused losses carried forward (including to reduce the eventual capital gain). Grandfathering, start dates and definitions may shift before legislation — decisions this size deserve advice, not a web tool. See also our CGT old-vs-new estimator — the same Budget changed the exit tax too.